Consumer Finance
We understand the intricacies of consumer finance and guide sellers through the requirements and best practices they need to integrate for a successful debt sale.
Fintech
Online originated lending has become more popular over the last few years and comes with new challenges for creditors and debt buyers. EverChain helps fintech lenders to understand the hurdles they will face along the way and how they can adjust pre-default behaviors to maximize the value of portfolios in the marketplace.
Automotive
Selling auto loans and leases requires an intricate understanding of required documentation across jurisdictions. EverChain shepherds creditors through the maze of account notices, repossession documentation and other requirements for optimizing the value of defaulted accounts.
Buy-Now-Pay-Later (BNPL)
Buy-now-pay-later has proven to be an emerging lending model drawing the attention of regulators and investors alike. EverChain’s experience working with buy-now-pay-later lenders proves to be an invaluable resource to bring buyers and sellers together for successful debt sales transactions.
Commercial Lenders
Those collecting on commercial loans require different tools and skill sets than consumer-related accounts. EverChain protects the brand reputation and bottom lines of the largest commercial credit issuers in the country as they compliantly sell NPLs to our network of certified debt buyers.
Utilities
Our end-to-end Recovery Management Solution (RMS) enables the nation’s leading utility providers with tools to increase the efficiency and profitability of their recovery cycle, including debt sales.
Point-of-Sale Lenders
Our comprehensive approach to point-of-sale deficiencies provides our clients with optimized value throughout recovery. We leverage our state-specific code-driven compliance engine to ensure accuracy in all aspects of debt sales.
Bankruptcy Portfolios
Bankruptcy portfolios have a more limited marketplace of specialists that truly understand how to liquidate these hyper-sensitive account segments. Our network of bankruptcy portfolio buyers provides an outlet for creditors to capitalize on these otherwise complex accounts.
