Compliantly and Consistently Sell Charge-offs

Get EverChain’s DebtTrader platform, marketplace, and network alongside EverChain’s compliance and sales expertise ensuring every sale is done right every time.

How EverChain’s DebtTrader Platform Works in 2 Minutes


How Selling with EverChain Works

We’ve detailed each step below. If you have any questions do not hesitate to contact us.

Strategic Advisors

Our goal is to develop targeted strategies for your portfolio sales and post-sale management. From analytics and valuation to portfolio marketing, alongside pre-sale due diligence and post-sale compliance, the DebtTrader platform is the most comprehensive debt sales solution in the market.

Ready to List!

Securely upload your portfolio to the DebtTrader platform using either a standardized API or a pre-mapped custom template. To protect you and your customers, all Personal Identifiable Information (PII) is automatically masked by our platform at upload. Next, our platform flags critical errors and warnings, making file clean up a snap. Once your review is complete, you can use our portfolio scrub tool to remove ineligible accounts – a process that takes minutes and saves countless post-sale hours. After being scrubbed, your portfolio file is ready for auction!

Ready for Auction!

Once your portfolio is masked and scrubbed, it is ready for us to begin marketing it to DebtTrader’s pre-vetted buyer network. Customize your audience by establishing specific buyer criteria, and qualified buyers will begin securely underwriting and submitting their bids.

Review Buyers and Bids

Choosing the right buyer is more than simply accepting the highest price. Compliance is a vital part of the bid selection process. The second the auction closes, DebtTrader gives you everything you need to choose the right buyer for your portfolio. On our platform, you can review buyer’s bids, terms of agreement, buyer/agency complaint ratio, buyer/agency complaint trends, and even download a complete due-diligence packet, all in real-time.

Close Sale

After selecting a buyer, electronically negotiate and execute portfolio sale agreements. Once agreements are mutually executed, you’ll seamlessly receive funding from the buyer directly into your account. You can confirm funds and release the sale file securely all on the DebtTrader platform.

Post-Sale Management

EverChain advisors are with you for the life of each portfolio sold. We became industry leaders by providing outstanding post-sale management, including technology-based solutions to resolve buy back requests, consumer complaints, media requests, chain of title issues, and agency placements. We are the receivables industry’s only end-to-end solution, with access to real-time data and oversight tools before, during, and after the sale.

Selling with Confidence

Security, compliance, and best practice are central to EverChain

We are proud to have established the highest standards of ethical, regulatory, and legal compliance guidelines that serve to safeguard your investment, your brand, and your bottom line.

  • SOC2 Type2 Certified

    EverChain is SOC2 Type2 certified by cybersecurity expert Coalfire. Our certification galvanizes our commitment to operating in a secure environment, in accordance with the most stringent industry standards.

  • Data Encryption

    Any data handled by EverChain is encrypted in-transit and at-rest using the latest encryption

  • Data Masking

    Masking Personally Identifiable Information (PII) about consumers data protects them against unintentional disclosure to external and internal users.

  • Data Collection and Data Erasure

    EverChain data collection practices are limited to the data necessary to successfully manage a sale. Post‑sale, EverChain only retains non‑personally identifiable data.

  • Data Resilience

    Encrypted backups are created daily allowing EverChain to recover data in the event of an
    unforeseen loss.

  • Data Classification

    All data collected and stored by EverChain is classified and controlled to ensure that it is not
    improperly disclosed, modified, deleted, or rendered unavailable.

  • Least Privilege Policies

    EverChain adheres to minimum access and clean desk policies to ensure that data is only viewed based on business needs or job responsibilities.

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